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Scottish Business Cooperative
Scottish Business Cooperative
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  • Home
  • SME SERVICES
    • Business-Energy
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    • Waste Management
    • Phone & Broadband
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  • LARGE ENTERPRISE
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    • Merchant Cash Advance
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the future for payment processing is here

Half your card processing costs when you join Solus PAYG

Free Card Machine for small businesses.

FREE Card Machine & ePOS system. Stop paying expensive monthly rental charges for your card machine

Stop paying expensive monthly rental for your card machines.  Members get a free Teya card machine & optional ePOS system worth over £1000!  Includes free accidental damage cover too!

Simple charging structure - no authorisation fees!

Pay a flat rate for each card type on all your card transactions.  No settlement fees, no PCI charges, no authorisation fees and no monthly terminal rental!  Save £££'s with our flexible PAYG payments package.  

No long term contract - 30 day rolling agreement

Looking for a more flexible card payment solution?  Our Teya PAYG platform runs on a 30 day rolling contract meaning no long term commitment.  

7 Day Settlement and instant settlement coming soon!

 Your sales are settled in your Teya Business Account the next day, even on weekends.  Get your hard earned money quicker and with instant settlement due this Autumn, card payments are just as fast as cash!

Sell remotely with Pay By Link and no surcharge!

 Payments from anyone, anywhere. Send a quick and secure link and get paid in seconds. 

Debit Card with unlimited 0.5% cashback

 Unlimited monthly cashback: powered by your Teya debit card.  Use your business debit card and offset your cashback against your cad processing fees.  Use our calculator to see how this would save you money.

Tap to Pay - take payments on your phone at no extra cost

 Turn your phone into a card machine for contactless payments. 

Cash advance up to £500,000

 Flexible, fast and transparent funding – payable directly from your sales. 

Bespoke Pricing

Contact our team or complete the enquiry form below to get your bespoke blended rate.  We are unable to publish rates as we need to understand the card type split to be able to generate the blended card rate.

savings calculator

Average savings for 2025 YTD: 54.3%
Calculate my savings in under a minute

Copyright © 2025 Business Cooperative (Scotland) Limited - All Rights Reserved.   Incorporation No.   SC745726 

The Scottish Business Coop is a trading style of Business Cooperative (Scotland) Limited


Energy Ombudsman ADR Scheme Accredited

Membership Number:    C35BUSI155 

ICO Registration Reference:   ZB869440  


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