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Scottish Business Cooperative
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  • Home
  • SME SERVICES
    • Business-Energy
    • Business Water
    • Waste Management
    • Phone & Broadband
    • Procurement Baskets
    • Fuel Services
  • LARGE ENTERPRISE
    • Energy Service
  • MERCHANT SERVICES
    • Coop Merchant Services
    • Solus Clover
    • PAYG Teya
    • Solus Unlimited
    • Merchant Cash Advance
    • Savings-Calculator
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solus payments: powered by clover

Access low rates and the latest tech with Solus Payments from The Scottish Business Co-Op.  Scotland's most transparent, affordable card payments package for every business.  We have been able to make this tariff possible with our Co-Op buying basket scheme.  Average savings for 2025 is 54.3%  

Calculate My solus savings now

Solus Payments: Clover Rates

Processing Fees

One set tariff for every business

Debit Cards

0.29%

Personal debit card rate 

Credit Cards

0.55%

Personal credit card rate

Business Debit Cards

1.1%

Business debit card rate

Business Credit Cards

1.8%

Business credit card rate

International Cards

0.5%

Surcharge on standard rates

Non Qualified (Phone & Mail order)

0.5%

Surcharge on standard rates


Supplementary Fees

Additional fees

Authorisation Fee

£0.02

Fee per transaction

Refunds

£0.00

Refund fee

PCI Fee

£0.00

PCI monthly fee

Settlement Fee

£0.00

Fee for next day settlement

Flex Terminal Rental

from £10.00

Free for 6 months 36m and 48m options with 18 month break clause.  Epos functionality in a card machine.

Tariffs are subject to acceptance and completion of all required business and customer checks

how much can i save?

Click the button below and calculate your savings in minutes
calculate my savings

Card Machines & EPOS options

Clover Flex 3

Clover Station Duo

Clover Flex 3

A full POS in the palm of your hand


  • Everything you need in one POS:  Tableside ordering, payments and inventory made simple with the Flex.


  • Payments on the move:  Swipe, insert, tap, and take contactless payments wherever you do business.


  • Alone or paired with our wider solutions:  Run your whole business with Clover Flex or pair with our other Clover devices seamlessly.


  • FREE FOR 6 MONTHS!

Clover Mini

Clover Station Duo

Clover Flex 3

A complete point of sale solution - Super Powered for small spaces


  • Larger touch screen:  Our 8” touchscreen allows you to run your business from the counter – confirm orders and complete payments.
  • Payments, simplified:  Customers can insert or tap to pay front and centre with a conveniently located card slot and contactless reader.
  • Receipts 

A complete point of sale solution - Super Powered for small spaces


  • Larger touch screen:  Our 8” touchscreen allows you to run your business from the counter – confirm orders and complete payments.
  • Payments, simplified:  Customers can insert or tap to pay front and centre with a conveniently located card slot and contactless reader.
  • Receipts with options:  Provide printed receipts with our built in printer or send receipts by email or text.
  • From only £12 per month
  • FREE FOR 6 MONTHS!


Clover Station Duo

Clover Station Duo

Clover Station Duo

Clovers flagship all in one ePOS system built for speed and efficiency


 

  • Dual-screen power: Keep lines moving with a 14” HD display for you and an 8” touchscreen for your customers to confirm their order, leave a tip, redeem rewards, pay and request a digital receipt.


  • All in one POS:      Sleek and easy to use hardware that comes with a cash

Clovers flagship all in one ePOS system built for speed and efficiency


 

  • Dual-screen power: Keep lines moving with a 14” HD display for you and an 8” touchscreen for your customers to confirm their order, leave a tip, redeem rewards, pay and request a digital receipt.


  • All in one POS:      Sleek and easy to use hardware that comes with a cash drawer, printer and software in one system.


  • Tailored to your needs:  Pair multiple Clover devices with accessories like printers and scanners, seamlessly.
  • From only £30 per month
  • FREE FOR 6 MONTHS

Clover Dashboard

Clover Station Duo

Clover Station Duo

Take your business anywhere with Clover Dashboard

 

 

  • Track your sales: Get to know how your business is doing 24/7 using a desktop or via our iOS and Android apps.


  • Manage your team: Organise inventory, take bookings, manage your staff rota and more with our Clover Dashboard.
  • FREE FOR ALL CLIENTS

Copyright © 2025 Business Cooperative (Scotland) Limited - All Rights Reserved.   Incorporation No.   SC745726 

The Scottish Business Coop is a trading style of Business Cooperative (Scotland) Limited


Energy Ombudsman ADR Scheme Accredited

Membership Number:    C35BUSI155 

ICO Registration Reference:   ZB869440  


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