Merchant Services & Payment Processing

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• Solus Payments offering four simple, transparent market beating payment tariffs to suit every business type - all blended rates so the rate you see is the rate you pay.
• Low authorisation fee's and NO additional transaction fees
• Packages available to businesses of all sizes and turnovers
• Member monthly payback contribution to terminal rental for 12 months worth £144 per terminal per annum on Solus Verofy packages
• Profit Share paid every month with Co-op Payback Scheme (Solus Verofy)
• Next Day Settlement (7 days per week from Quarter 3 2025)
• PCI + The simplest system to achieve PCI compliance in minutes
• First class management cloud software & app - and no, we don't charge for this like some other payment providers!
• Locked in rates - unlike some providers we could mention! (Dojo ahem!) Plan your cashflow for more than a month at a time
• Merchant Cash advances - flexible alternative to traditional bank loans.  Up-to £2 million in funds for any business purpose.  Funding in as little as 48 hours.
• Choice of the latest terminals with mobile & Wifi connectivity at no extra cost
• Earn £££'s for every business you refer to the Co-Op who choose our Solus product and they will also benefit from low rates, monthly payback and a Co-Op welcome terminal contribution offer with 50% of terminal rental costs paid for an entire year*

If you have tried to shop around for new card payment providers in the past, you will know how secretive companies are when it comes to sharing their card processing rates.  We are so confident in our Solus tariffs that we are happy to share them on our website for everyone to see.   Have a look below and you can even use our calculator to see how much you will save with Solus Payments!

Like our other products at The Scottish Business Cooperative, we have tried to keep our card processing rates simple, transparent and super competitive.  That is why we have just four great payment processing tariffs to meet the needs of every member business.  Solus Payments is available now.  Get in touch for a bespoke savings & earnings report.

You can also try our quick savings calculator and see how much you could save.  Our calculator will quickly uncover any hidden uplift charges on your current contract.

Not only do we offer great rates to reduce your card processing fees, we even share a portion of the monthly profit with you!  Sounds too good to be true doesn't it?  Well because we do not use independent sales reps and brokers to sell our product, we are able to share that extra revenue with our Coop members through  our Member Payback scheme!  Better still, for every other business you refer to the Coop who takes a card terminal, we will pay you a Coop referral bonus up to £200* per terminal!  Ask your advisor for more information or contact the team direct by live chat, phone or email.

Join us today and be sure that you are getting the best rates without having to waste time trying to negotiate a deal with a sales rep.  Our tariff options work for every type of business wether you are a high volume transacting business or high turnover or both, our unique tariff has been designed to benefit every business type!  Check out our great rates below.

1. Low, fixed processing rates
2. Low Authorisation Fee - big savings for high transaction volume businesses
3. The latest hybrid terminal allowing wifi & mobile payments.  Take payments on the go and provide a backup for any wifi downtime.