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Scottish Business Cooperative
Scottish Business Cooperative
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Scotland's Business Co-Operative & cost management consultancy

Scotland's Business Co-Operative & cost management consultancyScotland's Business Co-Operative & cost management consultancyScotland's Business Co-Operative & cost management consultancy

Uniting Scottish Businesses to achieve a fairer deal on essential services


Access savings, profit share and support services

JOIN NOW

Scotland's Business Co-Operative & cost management consultancy

Scotland's Business Co-Operative & cost management consultancyScotland's Business Co-Operative & cost management consultancyScotland's Business Co-Operative & cost management consultancy

Uniting Scottish Businesses to achieve a fairer deal on essential services


Access savings, profit share and support services

JOIN NOW

Membership benefits

SAVE

FIX & REFUND AUDITS

SAVE

  1. Save up to 60% and more on your business essential services & utility costs with our member exclusive tariffs & packages.  
  2. No sales advisors means no hidden commissions and bigger savings for our members.  Keep more of your money in your business and not in a sales persons pocket.
  3. Benefit from the Cooperatives buying power with big savings

  1. Save up to 60% and more on your business essential services & utility costs with our member exclusive tariffs & packages.  
  2. No sales advisors means no hidden commissions and bigger savings for our members.  Keep more of your money in your business and not in a sales persons pocket.
  3. Benefit from the Cooperatives buying power with big savings, transparent pricing and first class customer service & support.



EARN

FIX & REFUND AUDITS

SAVE

As a Cooperative member, you will be eligible for 'Member Payback' on every product you subscribe to through the Coop.  This is based on profit share.  Use your Payback to:


  1. Offset against your utility bills 
  2. Use to cover early termination fees
  3. Opt for Amazon vouchers and treat you or your team to something nice
  4. Help Rewild the Scottish Highla

As a Cooperative member, you will be eligible for 'Member Payback' on every product you subscribe to through the Coop.  This is based on profit share.  Use your Payback to:


  1. Offset against your utility bills 
  2. Use to cover early termination fees
  3. Opt for Amazon vouchers and treat you or your team to something nice
  4. Help Rewild the Scottish Highlands and reduce your carbon footprint by donating your Payback or portion of your payback to Trees for Life.  Your donation would go towards worthwhile initiatives such as the Red Squirrel  re-introduction project and the Wild Pine Project.


It's your Payback, you choose how you spend it!



SUPPORT

FIX & REFUND AUDITS

FIX & REFUND AUDITS

As a Scottish Business Cooperative Member, you will also have the support and backing of a team of business experts as well as access to lots of useful resources including:


  1. Contract Management & Procurement - always be on the best rates, never miss a contract end date & allow our pricing team to search the best deals letting you get on wit

As a Scottish Business Cooperative Member, you will also have the support and backing of a team of business experts as well as access to lots of useful resources including:


  1. Contract Management & Procurement - always be on the best rates, never miss a contract end date & allow our pricing team to search the best deals letting you get on with running your business.
  2. Bill Validation 
  3. Multi Site Managed- service
  4. Water Audits
  5. HR, Employer & Health & Safety in the workplace support*
  6. Change of Tenancy Advice & Support
  7. Energy Management advice & reports


At the Scottish Business Cooperative, we have a small, but very experienced team of business experts.  Backed by some of Scotland's & The UKs top utility suppliers and Service providers, you can be sure that not only will you save & earn with all of our products, but you will also have access to unrivalled customer service from our team of industry experts and cost management consultants.  Our team will be on hand to help you an your business become more efficient in both cost management and operation.  Our managed contracts monitoring service also ensures your business will never be exposed to expensive out of contract rates.  We monitor the best renewal deals via our Cooperative supply partners and ensure your business never enters an out of contract period.  This saves you the time of having to search the market and lets you get on with running your business!

FIX & REFUND AUDITS

FIX & REFUND AUDITS

FIX & REFUND AUDITS

For over 14 years, we have been working with businesses across Scotland helping them to reduce costs and secure fair, transparent & affordable business product & service contracts.  Unfortunately, not all service & product providers share our passion for making this field fairer and easier to navigate.  That is why we have a team of energ

For over 14 years, we have been working with businesses across Scotland helping them to reduce costs and secure fair, transparent & affordable business product & service contracts.  Unfortunately, not all service & product providers share our passion for making this field fairer and easier to navigate.  That is why we have a team of energy and water legal experts on hand to identify any mis-sold or inaccurately billed contracts.  They will work with you to resolve any issues of over-billing and/or mis-sold contracts including pursuing claims where overpayments have been identified. 

What We Do

Water Supply Services

Energy: Gas & Electricity

Water Supply Services

Benefit from our team of in-house team of water and drainage experts and save up to 50% on water and drainage supply costs.


2 in 3 members were paying too much for water.  Get in touch and see how we can help your business.


Find out more

Commercial Waste

Energy: Gas & Electricity

Water Supply Services

 Simple, fair, fixed pricing for commercial waste . 


Enjoy member exclusive benefits such as free lifetime duty of care and no bin rental.  Save upto 70%


Find out more

Energy: Gas & Electricity

Energy: Gas & Electricity

Energy: Gas & Electricity

Access member exclusive energy tariffs with no hidden charges.  Our in house team will ensure your business is always on the best tariff.  ADR Scheme registered.


Find out more

Payments Services

Commercial Insurance

Energy: Gas & Electricity

Scotland's first truly transparent payment package.  No hidden charges and one low rate for every business.  Average member savings for 2025 to date is 54.3%


Find out more

Phone & Broadband

Commercial Insurance

Commercial Insurance

A full range of Co-Op member telecom services ensuring your business stays connected with low cost pricing to reduce your outgoings to a minimum.  Get your business ready for the PSTN switch off due January 31st 2027


Find out more



Commercial Insurance

Commercial Insurance

Commercial Insurance

We work with some of Scotlands leading insurers and cover most industries.  Register as a member today and be sure of getting the best policy when it comes to renewal time.


Find out more


HR Support & Workplace Health and Safety

Building Compliance & Energy Assessment Services

Building Compliance & Energy Assessment Services

Access HR Advice & Support including managing staffing issues, sickness, discliplinary cases.  Risk Assessments & Staff training compliance and more.  


Find out more

Building Compliance & Energy Assessment Services

Building Compliance & Energy Assessment Services

Building Compliance & Energy Assessment Services

Access a vast array of building compliance and energy assessment services including Legionalla Risk assessment, Asbestos Surveying, Fire Risk Assessments and lot's more.


Find out more

Commercial Pest Control

Building Compliance & Energy Assessment Services

Business Banking & Funding

 Many businesses require commercial pest control services at some point.  We can offer pest control services as part of our waste collection packages. As well as one-off extermination jobs we offer a range of maintenance plans to minimise the risk of infestations occurring in the first place. 


Find out more

Business Banking & Funding

Large Enterprise Services: High Demand & Multi Site

Business Banking & Funding

 Open a free UK business current account in minutes and get everything you need to run a better business. 


Access simple payment solutions, built-in accounting and a dedicated savings account.

 

Get £50 on us for a limited time 


T&Cs apply


Find out more

Company Formations

Large Enterprise Services: High Demand & Multi Site

Large Enterprise Services: High Demand & Multi Site

Start your own business with The Scottish Business Cooperative and Tide Banking!


Ready to be your own boss?   Now you can register your limited company and open a business account, all in one go, for £14.99 instead of £50 for a limited time only! Just use the code: BCSLTD T&Cs apply


Find out more

Large Enterprise Services: High Demand & Multi Site

Large Enterprise Services: High Demand & Multi Site

Large Enterprise Services: High Demand & Multi Site

The Cooperative are not only able to meet the demands of SME clients.  With an array of specialist products and services coupled with the backing of industry cost management &  product specialists, we are more than capable in delivering exceptional value to larger enterprises.  With bespoke energy tariffs, managed procurement, multi-site managed services and lot's more, we are more than equipped to meet the high demands expected by Corporate and Enterprise clients.


Find out more

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The Scottish Business Cooperative

Our Experience

With over 15 years experience in cost management consultancy across all sectors, our team know what is required to help your business reduce cost.  Discounts are great but you can only squeeze so much juice out of an orange!  Our team will help to secure member only tariffs whilst looking at other areas to become more efficient driving further cost reduction.  We will also look at fix and refund opportunities where utility contracts have been mis-sold or calculated incorrectly.  We can claim back refunds for up-to 5 years in Scotland and have already secured refunds worth millions of pounds.   Established in 2011, we have grown and evolved over the years and  in January 2023, we launched our latest initiative.......Scotland's first Business Cooperative!

Our Approach

We start by registering you as a member.  This is free of charge and involves no more than filling in a quick form.  Once we have you registered, we will start to audit your current contracts to ensure they are valid and offer a fair deal.  We will then contact you as and when your contracts are due to expire, normally three months prior to the expiry date, and with our collective buying platforms, not only will you get access to great savings, but you will also earn revenue share through our dividend scheme!  

Why The Scottish Business Cooperative?

We understand the importance of keeping a close eye on your business operating costs.  We also appreciate this is a challenge when trying to deal with the day to day running of your business.  That is why as a member of the Scottish Business Cooperative, we ensure your business is always on the best tariff and never paying more than needed.  As we do not employ the use of brokers or sales reps, we keep our costs low for our members and share net revenue them!  

Latest news

Member Handbook (Click to view)

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Copyright © 2025 Business Cooperative (Scotland) Limited - All Rights Reserved.   Incorporation No.   SC745726 

The Scottish Business Coop is a trading style of Business Cooperative (Scotland) Limited


Energy Ombudsman ADR Scheme Accredited

Membership Number:    C35BUSI155 

ICO Registration Reference:   ZB869440  


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