The Scottish business cooperative
Cost reduction & buying group specialists
The Scottish business cooperative
Cost reduction & buying group specialistsThe Scottish business cooperative
Cost reduction & buying group specialistsThe Scottish business cooperative
Cost reduction & buying group specialists
Uniting Scottish Businesses to achieve a fairer deal
Enabling small businesses to access large business buying power
The Scottish business cooperative
Cost reduction & buying group specialists
The Scottish business cooperative
Cost reduction & buying group specialistsThe Scottish business cooperative
Cost reduction & buying group specialistsThe Scottish business cooperative
Cost reduction & buying group specialists
Uniting Scottish Businesses to achieve a fairer deal
Enabling small businesses to access large business buying power
By Uniting Scottish SME businesses, we leverage big business buying power & savings for our members.
By uniting Scottish Businesses, we are able to create buying power normally only accessible to big businesses like McDonalds or Tesco. Our buying baskets & bespoke procurement platforms allow small & medium sized businesses access to big savings and fantastic benefits. Our buying power when combined with our expert team & panel of carefully selected suppliers offers a powerful tool for every Scottish business.
Access member exclusive energy tariffs with no hidden charges. Our in house team will ensure your business is always on the best tariff. ADR Scheme registered.
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Payments Services
Commercial Insurance
Business Energy: Gas & Electricity
Scotland's first truly transparent payment package. No hidden charges and one low rate for every business. Average member savings for 2025 to date is 54.3%
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Phone & Broadband
Commercial Insurance
Commercial Insurance
A full range of Co-Op member telecom services ensuring your business stays connected with low cost pricing to reduce your outgoings to a minimum. Get your business ready for the PSTN switch off due January 31st 2027
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Commercial Insurance
Commercial Insurance
Commercial Insurance
We work with some of Scotlands leading insurers and cover most industries. Register as a member today and be sure of getting the best policy when it comes to renewal time.
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HR Support & Workplace Health and Safety
Building Compliance & Energy Assessment Services
Building Compliance & Energy Assessment Services
Access HR Advice & Support including managing staffing issues, sickness, discliplinary cases. Risk Assessments & Staff training compliance and more.
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Building Compliance & Energy Assessment Services
Building Compliance & Energy Assessment Services
Building Compliance & Energy Assessment Services
Access a vast array of building compliance and energy assessment services including Legionalla Risk assessment, Asbestos Surveying, Fire Risk Assessments and lot's more.
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Commercial Pest Control
Building Compliance & Energy Assessment Services
Business Banking & Funding
Many businesses require commercial pest control services at some point. We can offer pest control services as part of our waste collection packages. As well as one-off extermination jobs we offer a range of maintenance plans to minimise the risk of infestations occurring in the first place.
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Business Banking & Funding
Large Enterprise Services: High Demand & Multi Site
Business Banking & Funding
Open a free UK business current account in minutes and get everything you need to run a better business.
Access simple payment solutions, built-in accounting and a dedicated savings account.
Large Enterprise Services: High Demand & Multi Site
Large Enterprise Services: High Demand & Multi Site
Start your own business with The Scottish Business Cooperative and Tide Banking!
Ready to be your own boss? Now you can register your limited company and open a business account, all in one go, for £14.99 instead of £50 for a limited time only! Just use the code: BCSLTD T&Cs apply
Large Enterprise Services: High Demand & Multi Site
Large Enterprise Services: High Demand & Multi Site
Large Enterprise Services: High Demand & Multi Site
The Cooperative are not only able to meet the demands of SME clients. With an array of specialist products and services coupled with the backing of industry cost management & product specialists, we are more than capable in delivering exceptional value to larger enterprises. With bespoke energy tariffs, managed procurement, multi-site managed services and lot's more, we are more than equipped to meet the high demands expected by Corporate and Enterprise clients.
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Membership benefits
SAVE
FIX & REFUND AUDITS
SAVE
Save up to 60% and more on your business essential services & utility costs with our member exclusive tariffs & packages.
No sales advisors means no hidden commissions and bigger savings for our members. Keep more of your money in your business and not in a sales persons pocket.
Benefit from the Cooperatives buying power with big savings
Save up to 60% and more on your business essential services & utility costs with our member exclusive tariffs & packages.
No sales advisors means no hidden commissions and bigger savings for our members. Keep more of your money in your business and not in a sales persons pocket.
Benefit from the Cooperatives buying power with big savings, transparent pricing and first class customer service & support.
EARN
FIX & REFUND AUDITS
SAVE
As a Cooperative member, you will be eligible for 'Member Payback' on certain products and services. For example, with our buying baskets, a share of net profit is distributed to basket members when the basket closes. You can use your Member Payback to
Offset against your utility bills
Use to cover early termination fees
Opt for Amazon v
As a Cooperative member, you will be eligible for 'Member Payback' on certain products and services. For example, with our buying baskets, a share of net profit is distributed to basket members when the basket closes. You can use your Member Payback to
Offset against your utility bills
Use to cover early termination fees
Opt for Amazon vouchers and treat you or your team to something nice
Help Rewild the Scottish Highlands and reduce your carbon footprint by donating your Payback or portion of your payback to Trees for Life. Your donation would go towards worthwhile initiatives such as the Red Squirrel re-introduction project and the Wild Pine Project.
It's your Payback, you choose how you spend it!
SUPPORT
FIX & REFUND AUDITS
FIX & REFUND AUDITS
As a Scottish Business Cooperative Member, you will also have the support and backing of a team of business experts as well as access to lots of useful resources including:
Contract Management & Procurement - always be on the best rates, never miss a contract end date & allow our pricing team to search the best deals letting you get on wit
As a Scottish Business Cooperative Member, you will also have the support and backing of a team of business experts as well as access to lots of useful resources including:
Contract Management & Procurement - always be on the best rates, never miss a contract end date & allow our pricing team to search the best deals letting you get on with running your business.
Bill Validation
Multi Site Managed- service
Water Audits
HR, Employer & Health & Safety in the workplace support*
Change of Tenancy Advice & Support
Energy Management advice & reports
At the Scottish Business Cooperative, we have a small, but very experienced team of business experts. Backed by some of Scotland's & The UKs top utility suppliers and Service providers, you can be sure that not only will you save & earn with all of our products, but you will also have access to unrivalled customer service from our team of industry experts and cost management consultants. Our team will be on hand to help you an your business become more efficient in both cost management and operation. Our managed contracts monitoring service also ensures your business will never be exposed to expensive out of contract rates. We monitor the best renewal deals via our Cooperative supply partners and ensure your business never enters an out of contract period. This saves you the time of having to search the market and lets you get on with running your business!
FIX & REFUND AUDITS
FIX & REFUND AUDITS
FIX & REFUND AUDITS
For over 14 years, we have been working with businesses across Scotland helping them to reduce costs and secure fair, transparent & affordable business product & service contracts. Unfortunately, not all service & product providers share our passion for making this field fairer and easier to navigate. That is why we have a team of energ
For over 14 years, we have been working with businesses across Scotland helping them to reduce costs and secure fair, transparent & affordable business product & service contracts. Unfortunately, not all service & product providers share our passion for making this field fairer and easier to navigate. That is why we have a team of energy and water legal experts on hand to identify any mis-sold or inaccurately billed contracts. They will work with you to resolve any issues of over-billing and/or mis-sold contracts including pursuing claims where overpayments have been identified.
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The Scottish Business Cooperative
Our Experience
With over 15 years experience in cost management consultancy across all sectors, our team know what is required to help your business reduce cost. Discounts are great but you can only squeeze so much juice out of an orange! Our team will help to secure member only tariffs whilst looking at other areas to become more efficient driving further cost reduction. We will also look at fix and refund opportunities where utility contracts have been mis-sold or calculated incorrectly. We can claim back refunds for up-to 5 years in Scotland and have already secured refunds worth millions of pounds. Established in 2011, we have grown and evolved over the years and in January 2023, we launched our latest initiative.......Scotland's first Business Cooperative!
Our Approach
We start by registering you as a member. This is free of charge and involves no more than filling in a quick form. Once we have you registered, we will start to audit your current contracts to ensure they are valid and offer a fair deal. We will then contact you as and when your contracts are due to expire, normally three months prior to the expiry date, and with our collective buying platforms, not only will you get access to great savings, but you will also earn revenue share through our dividend scheme!
Why The Scottish Business Cooperative?
We understand the importance of keeping a close eye on your business operating costs. We also appreciate this is a challenge when trying to deal with the day to day running of your business. That is why as a member of the Scottish Business Cooperative, we ensure your business is always on the best tariff and never paying more than needed. As we do not employ the use of brokers or sales reps, we keep our costs low for our members and share net revenue them!
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